about the company.
Our client is a major international banking institution and a leading retail network platform across Greater China. Supported by unmatched balance sheet strength and a comprehensive global footprint, the bank delivers a wide array of personal, commercial, and wealth management services, serving millions of retail customers with innovative financial products.
about the team.
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You will serve as a key member of the executive leadership team within the Retail Banking Division, directly overseeing the strategic direction and growth of the retail product suite. Managing a high-performing product team, you will drive product development, commercialization, and portfolio profitability, focusing heavily on Investment and Insurance (I&I) solutions to capture market share in wealth management.
about the job.
As Deputy Head of Retail Banking (Product & Wealth Solutions), you will lead the end-to-end strategy, innovation, and P&L performance for retail banking products:
- Strategic Leadership: Formulate and execute the overall product strategy for the Retail Banking Division, focusing on expanding the Investment & Insurance (I&I) platform to drive fee income and market share.
- Product Management & Innovation: Oversee the lifecycle management of all retail products—including structured investments, mutual funds, equities, bancassurance, deposit products, and FX solutions.
- Commercialization & Cross-Selling: Partner closely with channel heads, branch networks, and digital banking teams to design campaign strategies, optimize sales journeys, and drive product penetration across retail client segments.
- Governance & Regulatory Compliance: Ensure all products, sales processes, and marketing materials strictly comply with HKMA, insurance authority, and internal risk/governance frameworks.
- Vendor & Partner Management: Lead strategic partnerships with asset management firms, insurance underwriters, and external product providers to secure competitive product terms and exclusive offerings.
- Team Development: Direct, mentor, and build a high-caliber product management team, fostering a culture of market agility and customer-centric product design.
skills & experiences required.
- University degree in Finance, Business Administration, Economics, or related disciplines; professional qualifications (e.g., CFA, CFP) are a plus.
- Minimum 15+ years of solid experience in retail banking, product management, or wealth management, with at least 8+ years in a senior managerial capacity.
- Proven track record in managing Investment and Insurance (I&I) product lines within a major retail bank.
- Deep knowledge of regulatory environments (HKMA, SFC, IA) and compliance requirements governing retail wealth products.
- Strategic vision with strong commercial acumen, analytical capability, and P&L management experience.
- Excellent leadership, stakeholder management, and communication skills; fluent in English and Chinese (Cantonese and Mandarin).
